EARNED WAGE ACCESS
Are you tired of waiting for
your salary every month?
Access Your Salary. Anytime, Anywhere
What is ABHI?
ABHI is an employee wellness solution
that provides Earned Wage Access
(EWA) to employees, allowing them to
withdraw their earned salary any day.
Your earned salary in just 30 seconds!
With the our mobile app, access your earned salary anytime, anywhere with just a few taps on your smartphone. Track your transactions, set up alerts, and take control of your finances.
Why EWA?
Earned Wage Access
For Employees
No hidden charges
Only pay if you transact
Salary in 30 seconds
money transferred to your account/wallet in less than 30s.
Sharing with loved ones
Send money to your loved ones before payday
Free from debt
No more credit cards or loans
For Employers
Productive
Motivated employees are more productive
Positive Workplace
positive attitude with clients and colleagues both .
Loyalty to the Company
employees tend to stay where they are taken care of.
Free of cost
No signup fee.
How it works
A step-by-step process of the user journey
from your company getting onboard to your employees accessing salary before payday
Step 1
Initial Consultation
Reach out to ABHI and initiate a conversation about your invoicing needs. Share relevant information about your invoices and the amount you’re seeking to discount/factor
Step 2
Assessment & Approval
ABHI’s experienced teams will conduct a thorough evaluation of your financial stability based on the information provided. Upon approval, they will determine the maximum amount they can provide, typically up to 80% of the total invoice value.
Step 3
Transfer & Communication
Upon approval, ABHI will facilitate the transfer of funds to your corporate account and provide you with necessary transaction details. They will also communicate the agreed-upon payback date for your convenience.
How it works
A step-by-step process of the user journey
from your company getting onboard to your employees accessing salary before payday
Step 1
Log in using your National ID
Step 2
Check your Earned Balance
Step 3
Enter the required Amount
Step 4
Get your Salary in your bank account, in 30 seconds
Employer Portal
complete turnkey solution
Seamless WPS integration
Real-time monitoring of transactions
Manage access to services and withdrawal limits
Quick process to update details and manage entire payroll
Manual EWA approval
(optional)
Abhi Settles with the employer on payroll day
Here
to Help
Some Frequently Asked Questions
Can anyone use ABHI if their company is not onboarded?
Time to get your company onboarded then, because the answer is NO 🥲
How does my company get onboarded?
If you are HR, good. If not, you can ask your HR about the cool benefit you’ve found and make them get in touch with us, we will reach out to them and make sure you and your colleagues get the EWA facility.
How does the repayment work?
Before the payroll date, your company will get the invoice with the amount accessed by your employees (with fees) which can be paid within 10 days to ABHI via cheque, IBFT, RTGS or Bank Transfer into your designated repayment account.
How much salary can My emplemployees access using ABHI?
It is set to 50% of their earned salary by default. Can be changed if the company requires
What is the subscription or signup fee?
There is no sign up or subscription fee for your employees or your company, only employees will get charged a small fee per transaction that they will pay from their final payroll at the end of the month.
How much does ABHI charge?
2.5% per transaction, regardless of how big or small it is.